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FAST FUNDS INDICATORS: ACCELERATED PAYMENT CREDITING

Fast Funds Indicators: Accelerated Payment Crediting

In modern Payment Processing, the Fast Funds service (primarily for Visa and Mastercard networks) plays a critical role in Push Payment operations. This technology mandates that the issuing bank makes funds available to the cardholder within 30 minutes (often instantly) after the transaction approval.

Why is this necessary?
  • Payouts & Remittances: Instant crediting of gambling winnings, freelancer gig payments, or insurance claims.
  • P2P Transfers: Ensuring a seamless "instant arrival" user experience for money transfers.
  • Liquidity Optimization: Processors and merchants can verify if the recipient's card supports rapid crediting, significantly reducing support inquiries regarding "missing" funds.
Indicator (DOM / XB) Fast Funds Support Description
0 0 Not Supported: Fast Funds service is unavailable for both domestic and cross-border transactions.
0 1 Cross-Border Only: Instant crediting is supported only for international (cross-border) transactions.
1 0 Domestic Only: Support is available only for transactions within the card's country of issuance.
1 1 Full Support: Fast Funds is available for all types of operations (both Domestic and Cross-Border).
License Information: Fast Funds indicators are available as a Premium Add-on for our Extended License holders. This specialized dataset can be integrated into your custom database build upon request.

Database Entry Examples (CSV):

Format: BIN; Brand; Bank; Card Type; Category; Country; ISO; ISO3; ISO-N; FF-Domestic; FF-CrossBorder

222662;MASTERCARD;ITAU UNIBANCO S.A.;CREDIT;STANDARD;BRAZIL;BR;BRA;76;1;0 // Domestic Only
400861;VISA;AL RAJHI BANKING AND INVESTMENT CORP.;DEBIT;CLASSIC;SAUDI ARABIA;SA;SAU;682;0;1 // Cross-Border Only
400863;VISA;TRAVEL UNION UAB;DEBIT;CLASSIC;SPAIN;ES;ESP;724;1;1 // Full Support

For pricing of the Fast Funds premium add-on or to upgrade your current license:

Contact Sales Team