INFORMATION

 

 
FILES / DOWNLOADS

 

 
KNOWLEDGE BASE

 

 
USA DEBIT & ATM NETWORKS

USA Debit & ATM Network Identification

For processing US-issued debit cards, identifying the underlying PIN-debit or ATM network is critical for transaction routing and fee optimization. We can include specific network flags in custom database builds.

Network Primary Type Owner / Parent Company Market Focus
STAR POS + ATM Fiserv (First Data) National (USA)
NYCE POS + ATM FIS National (USA)
Pulse POS + ATM Discover Financial Services National (USA)
Accel POS + ATM Fiserv National (USA)
Culiance POS + ATM Credit Union Consortium National (USA)
SHAZAM POS + ATM Independent (ITS Inc.) National (USA)
Plus ATM Only Visa Global ATM Rail
Interlink POS Only Visa National POS (USA)
Maestro POS + ATM Mastercard Global Network
Cirrus ATM Only Mastercard Global ATM Rail
NETS POS + ATM Local Bank Consortium Regional (New England)
Alaska Option POS + ATM Northrim Bank Regional (Alaska/NW)
Exchange POS + ATM Fiserv (Acculynk) Military / International

Implementation Notes

  • Network Priority: In the USA, many debit cards are "co-badged," supporting both a global scheme (Visa/MC) and one or more regional PIN-debit networks.
  • Custom Builds: Network identification is available as an additional flag in Extended License builds.
  • Data Integrity: Information is updated via direct communication with network owners and issuer configuration analysis.

For terms regarding network identification in your database build:

Inquire Technical Specifications