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EXTENDED LICENSE PACKAGE

 

EXTENDED LICENSE

 

As you have noticed, there could be more information hidden behind a traditional BIN. Nowadays six-digit BINs are being depleted at an accelerated rate.

Therefore major card issuers had announced their intent to migrate to an 7, 8, 9, 10 and 11 digit BINs. The process is already underway and you may not want to have your transactions misrouted. 

 

SOME FACTS

 

1) About 20% of all 6 BIN numbers are already split into different account ranges (as of October 2017);

2) Clients and processors must utilize these new requirements by October 2017;

3) Acquirers must ensure that all their systems are adapted to new regulations and new tables are imported in their systems;

4) Major brands plan to complete the necessary amendments to all client systems and applications by 2019;

5) April 2022 is the deadline for agents to fully adapt to the new BIN system;

6) All 6 digit BINs will become 7,8,9,10,11 digit BINs starting April 2022.

 

WHAT DO WE OFFER

 

We offer the new license type - "Extended License". It includes all the benefits of the Universal License + you will receive a full set of "extended" BIN tables.

 

- Format remains the same.

- Update frequency is twice a month.

- Licensing options are available here.

- Samples:

-- 7 digit BIN file

-- 8 digit BIN file

-- 9 digit BIN file

-- 10 digit BIN file

-- 11 digit BIN file

 

Let's see some examples of these:

 

7 digit account range. The countries are different:

 

5535522;MASTERCARD;;CREDIT;B2B;GERMANY;DE;DEU;276;;

5535523;MASTERCARD;;CREDIT;B2B;FRANCE;FR;FRA;250;;

5535525;MASTERCARD;;CREDIT;B2B;FINLAND;FI;FIN;246;

 

8 digit account range. The card types are different:

 

45021600;VISA;;CREDIT;CLASSIC;UNITED STATES;US;USA;840;;

45021601;VISA;;CREDIT;CLASSIC;UNITED STATES;US;USA;840;;

45027600;VISA;;DEBIT;CLASSIC;UNITED STATES;US;USA;840;;

 

9 digit account range. Countries, card types and card categories are different:

 

441590812;VISA;;CREDIT;PLATINUM;AUSTRALIA;AU;AUS;036;;

441590816;VISA;;CREDIT;CLASSIC;SWITZERLAND;CH;CHE;756;;

441590829;VISA;;DEBIT;PREPAID RELOADABLE;UNITED STATES;US;USA;840;;